The Advisor/Client Relationship

Retirement Planning


  • How to save for retirement?
  • How to spend properly?
  • What are your living expenses?
  • How should you take your pension?
  • When should you apply for social security?
  • What are your options for healthcare?
  • As a small business owner, do I have any unique retirement planning options?

To effectively analyze your financial situation and implement a retirement strategy, we use:

  • Cash flow analysis
  • Income hypotheticals
  • RetireUp – cutting edge computer software that models retirement income
  • Strategic Comprehensive Retirement Plans

Investment Management


  • How are my investments positioned?
  • Do I need to take market risk to achieve my goals?


  • Use a value investment philosophy
  • Build the portfolio around the needs of the client

We use innovative technologies to evaluate and develop a personalized investment blueprint:

  • Morningstar
  • Riskalyze

And we monitor the implemented strategy with -

  • Annual or semi-annual meetings
  • Rebalancing efforts

Tax Planning

  • Minimizing tax liability
  • Understanding taxable income

Estate Planning


  • What kind of estate planning options are available?
  • Do I have the ability to assist my children along with some of my favorite charities?

We offer:

  • Charity gifting
  • Trusts
  • Beneficiary planning
  • Coordinating living trusts and directives with estate planning professionals

Risk Management


  • For our particular situation, do we need insurance? What kind? How much?

You will need:

  • Life insurance
  • Term insurance
  • Long term care

College Planning


  • When is the best time to begin a college planning/funding program for my child?

We recommend understanding different plans:

  • 529 v UTMA

Contact Us To Schedule An Appointment